Hello my name is ***** ***** I will help you with this.
When did you first try and reject the goods?
You need to write and set out your losses and request a refund within 14 days or say you will go to Court within 14 days. You should make sure you send this signed delivery and keep a copy.
If they do not refund you then you can issue proceedings in the County Court. You can either do this online at: www.moneyclaim.gov.uk or by completing form N1 http://s3-eu-west-1.amazonaws.com/hmctsformfinder/n1-eng.pdf and take it to your local County Court.
The Court will then issue a claim which a copy will be sent to the Defendant who will have a limited time to defend it, if not you can enter Judgment and enforce.
If the claim is for £10,000 or less it will be a small claim so you will not need legal representation. Over this value you would need representation for trial.
As the claim is over £10,000 you would need representation.
However the finance people will also be joint and severally liable under S.75 of the Consumer Credit Act 1974, so you should speak to them first.
Can I clarify anything for you about this today please?