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Jamie-Law
Jamie-Law, Solicitor
Category: Law
Satisfied Customers: 4960
Experience:  Solicitor
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I was wondering if a morgage protection insurance is the

Resolved Question:

Hi
i was wondering if a morgage protection insurance is the same as PPI
Submitted: 1 year ago.
Category: Law
Expert:  Jamie-Law replied 1 year ago.

Hello my name is ***** ***** I will help you with this.

Could you please explain your siautaion a little more?

Customer: replied 1 year ago.
Hi
i have been paying for my house morgage at the bottom of the agreement it says £125per monthplus cover for protected payments plan£6.25per month is this the same as PPI which can be claimed back
Customer: replied 1 year ago.
I dont have an answer yet
Customer: replied 1 year ago.
Is the £44 on top of my origanal payment?
Expert:  Jamie-Law replied 1 year ago.

Sorry I was just in Court.

Yes if you have protection its the same as PPI. If you have been mis-sold it then you can claim it back.
Can I clarify anything for you about this today please?

Expert:  Jamie-Law replied 1 year ago.

Yes you can write to the Mortgage Provider and ask for it to be investigated.

Then if not you can go to: www.financial-ombudsman.org.uk

Does that clarify?

Customer: replied 1 year ago.
Hi
how do you know if it has been mis- sold
Expert:  Jamie-Law replied 1 year ago.

Whether you needed it, whether you asked for it, whether you were made are of it

Does that clarify?

Customer: replied 1 year ago.
Hi
i was not asked if i wanted it i certainly wanted the loan which was only£8900 there are 5 items numbered on the agreement but after the 4 item there is a space thenin addition we will maintain a morgage protection polic ycovering then balance of the loan the house was valued at £ 30.000
Expert:  Jamie-Law replied 1 year ago.

Then you need to go to the Provider make a complaint then go to the Financial Ombudsman.

Can I clarify anything for you?

Jamie-Law and other Law Specialists are ready to help you