Hello Angela my name is ***** ***** I will help you with this.
Have the court sent you any papers in relation to the claim even since you called?
You need to ask the court for a copy of the claim form and judgment in default.
Once you have this you know what the claim relates to. Then and only then can you apply to set aside.
You would need to use form n244
There is a court fee to pay. You must show in the application notice that it was either served at the wrong address or that you have a realistic defence to the claim.
The court will list the matter for hearing and decide whether to set aside the ccj.
If the court does then you can send a copy of the court order to Experian, call credit and Equifax who will remove the ccj.
Unless you get an order from the court setting it aside they won't remove it.
Can I clairfy anything for you about this today please?
Yes. They can send the details. Write or call the court.
Yes send the n244 to the court concerned.
You need the papers so you know what is being claimed, from when and how much.
Does that clairfy?
I suggest getting the documents but if you want to send in the application without seeing them, it is up to you.
I would advise against it as the hearing fee is £255 so you need to make sure you have it right.
I would advise against making the application before you have a copy of the claim form.
There will be a hearing to decide whether or not to set aside judgment.
It remains open in any event. If I could ask you to rate my answer before you go today, by clicking on the 5 stars or happy face, otherwise the site does not pay me for the time spent with you today. Thank you in advance and good luck!