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Do you have any kind of criminal conviction in respect of this?
May we have the background to what actually happened please?
Have you tried every bank?
Have you tried the Co-op?
What is it that you want to know about this?
I suggest that you do this a bit at a time. Start by getting the bank account. Will probably find that Co-op ask less questions and have a much quicker process than anyone else. I have clients with criminal convictions and IVAs bankrupt who have managed to get accounts with Co-op. They don’t have an overdraft and if the account goes one penny overdrawn, they will bounce the payment and charge for it. It’s a start.
There are also credit card companies for people with bad credit history such as Vanquis. You would not want to use the card as anything other than a fully paid off monthly card where you are paying no interest because the interest rate is astronomical but what you do need is to slowly build up the credit history.
If none of this works, then it’s simply a case of biding your time because it will eventually drop off the bank radar.
Can I clarify anything for you?
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Unfortunately, I am unable to help further. It seems that you have exhausted all the avenues open to you. Even a court application would fail because even the courts cannot compel an organisation to deal with someone who they do not want to deal with. Best wishes.