Hello my name is ***** ***** I am happy to help you today. Do the text messages confirm that he owes you the money? Do you know where he lives?
Ok no problem, yes you can take action to recover the money. You should first send a recorded delivery letter to his home address to say that he owes you the money and that he has failed on promises to repay. The letter should state that you give him 14 days to repay you in full and that if they his does not you will bring a claim in the Small claims court. This is known as a letter before action.
If he fails to repay then you can lodge a claim at www.moneyclaim.gov.uk
Hopefully he will repay but if he does not the claim will sort it out, make sure you keep your evidence.
If you have any further questions please do ask. If I have answered your question I would be grateful if you would take the time to rate my answer thank you and all the best.
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