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Jamie-Law
Jamie-Law, Solicitor
Category: Law
Satisfied Customers: 1267
Experience:  Solicitor
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My house was repossessed in 2010 while I was living abroad.

Customer Question

My house was repossessed in 2010 while I was living abroad. When I returned to the UK in 2012 I did a credit search but nothing appeared. I finally tracked it down in 2014 and the debt to my astonishment was £145,000 and was with a solicitors. They told me that had I not contacted them then the debt would be written off after 10 years.
I am unable to pay this debt and not sure whether to go Bankrupt to get it out the way so it doesn't com back to bite me later. Or is there a time frame in which they can no longer chase you for the money.
Submitted: 18 days ago.
Category: Law
Expert:  Jamie-Law replied 18 days ago.

Hello my name is ***** ***** I will help you with this.

Under the Limitation Act 1980 they have 12 years to chase the money, then it is written off

But is is 12 years.

Can I clarify anything for you about this today please?

Expert:  Jamie-Law replied 14 days ago.

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