Hi, My name is ***** ***** I will review this for you. This may take me a little while, please do not be concerned if you do not hear from me right away. Kind regards AJ
Thank you. I am reviewing this now and will respond by this evening. Kind regards AJ
Hi, Thank you. I have reviewed this at length, my apologies for the delay but this is clearly a complex situation and I needed to consider it carefully. I have a few questions:
(i) Who actually petitioned for your original bankruptcy and pushed for these trustees to be appointed?
(ii) Can you actually afford to keep paying the mortgage on your home going forward?
(iii) Are you suggesting that the solicitor and trustee have been fraudulent? Have you made any complaint to the to their regulators? For example the Solicitors Regulation Authority?
(iv) What is the total value of your loss?
Hi, Thank you. This is a very complicated matter and you have determine who the defendant is for the claim and how you will deal with each part. So the first stage is you are seeking an injunction to prevent the sale of your house - is this against your trustee?
The second part, in relation to your complaints against your professional advisers, I would start by making a complaint to their professional regulators - the Solicitors Regulation Authority and https://www.barstandardsboard.org.uk/ .
Who currently is the main creditor that might prevent the bankruptcy being annulled?
Hi, Thank you. ***** fine and tax amount needs to be appealed at a tax tribunal. I would agree £450k in costs for £33k of creditors is entirely disproportionate - was there anything complex about this, did they allege fraud or did they they have to conduct a prolonged investigation into your assets.
The first thing you need to do is contact your mortgage company and make a deal with them to keep your house if you keep paying your debts. The second thing you need to do is make professional complaints against the advisors - have you contract the SRA and Bar Standards?