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Hi - so no one has made allegations against you? and how are you paying this back please?
Are you being prosecuted?
how are they doing that without complaints?
Well, lots of people should be charged for lots of things.
Women who continually waste resources on their stupid allegations should be given wasting police time fines but they are not.
Have you been charged?
No, it was a disastrous mistake. We never admit offences. But you have done it now so we can't go back and we have to deal with it.
What have the police said?
Are you on bail?
I think it is quite unlikely that you will be charged.
At least, not with £65,000. They have no complainants.
The reality is that some may come forward and some won't.
Quite apart from anything else, I wonder how they will prove that you didn't intend to repay.
In any event, if you are convicted of fraud in breach of trust in the sum of £65k then I'm afraid a custodial sentence is fairly inevitable. You could try to pitch for a suspended sentence but it is not likely to succeed.
However, the chances that would happen are pretty low. At the very least it will be nothing like that amount.
Can I clarify anything for you?