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Thanks for your question. The mortgage company clearly haven't read the file properly. If you have been through a bankruptcy following repossession any shortfall was a debt on your bankrupt estate and you are discharged from liability to pay that. That is what you have to tell them and refer them to the person you dealt with in the bankruptcy. I hope that helps. Please leave a positive rating so that I am credited for my time.
Yes, because of you ignore it they may sue you and even if they have no case against you, you don't want to get involved in other litigation.
Your welcome. Don't forget to leave a positive rating so that I am credited for my time.