Thanks for your reply.
Well, the legal position is as follows-
There are 2 ways that joint owners can own a property. Either as Joint tenants or Tenants in common.
If the parties own the property as Joint tenants, this means that the property passes automatically, through survivorship, to the survivor.
If the parties hold it as Tenants in common, this means they both own a separate 50% share in the property, which share then passes on death, to whoever is the beneficiary of that party's Will.
So, you will need to make sure that your Husband and Son hold the property as Tenants in common so that if anything happens to your Husband, his half share will pass to you as per his Will.
If they do hold the property as Joint tenants, it is very easy to change matters with the Land Registry so that they then hold it as Tenants in common. Your Husband would need to complete the Land Registry Form called "SEV".
I attach a link for your assistance.
I hope this assists.
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