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Hello my name is ***** ***** I will help you.
How much are we talking about?
Sadly your claim wouldn’t be against the bank. It may be the account holder but not you. You put money into it. It is a third party who took it out. So it would be that account holder.
You can always try, you have nothing to lose.
You can even go to the financial ombudsman. They offer a free, independent service at www.financial-Ombudsman.org.uk
Can I clarify anything for you about this today, please?
If not, I would appreciate a 5-star rating for my answer. If you need anything further I am available for a follow up at no extra cost.
I don’t think you would. The contract is not with you. It is with the account holder.
If you try and lose you would be liable for their legal costs. This would be about £20,000
If you got automatic judgment, they can apply to set aside.
I am sure they would defend a £90k claim.
Does that clairfy?
You are not entitled to it. If you complain to the police, they are.