In which case, provided the property is still heldas joint tenants and not tenants in common (he has not severed the jointtenancy) then you inherit the whole house under the right of survivorship. Allyou need to do to transfer the property into your sole name is to send a copyof the death certificate and form AP1 duly completed and the property will beregistered in your sole name.
Before you do that, it would be worthwhile checkingthe land registry deeds to make sure that the property is indeed not tenants incommon. You can get to the up-to-date deeds here for just 3 pounds. https://eservices.landregistry.gov.uk/www/wps/portal/!ut/p/b1/04_SjzS0tDQwMTIxMjLXj9CPykssy0xPLMnMz0vMAfGjzOKNjSxMDA1NjDwsjM3MDTxN3dyNDUNMjQ1MjPWDU_P0c6McFQH3SLFU/
if there is a restriction in the ProprietorshipRegister, section B with words to the effect of "no disposition by a soleproprietor is to be registered et cetera et cetera", then you do not inherit bywriter survivorship and his half of the house passes in accordance with hiswill or if he has not left a will, intestacy.
Regarding the endowment, it depends whether it isin joint names, or whether you are the beneficiary of the endowment and it paysout on the first death basis as to whether you get the money directly from theinsurance company or it passes in accordance with his will or if he has notleft a will, intestacy.
The fact that he changed to various other thingsbut purposely did not change the endowment or the house assists you if you endup in an argument with his daughters.
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