Ask an Property Solicitor. Get an Answer ASAP.
£900,000 is owing and there are 20 years left. Arrears £95,000. However my question is purely - have I got a legal contract given it is advice over the phone
ok understand that it does not alter the original agreement/mortgage and that a transfer of mortgage is in effect new lending and a new contract. The crux is getting her off the mortgage/deeds, from Halifax's point of view if i threatened them with legal action because they told me they would transfer the mortgage when I had specifically told them I would be relying on this in court, would they feel that they could or would lose a case in court, hence leading them to honor their promise and transfer without action,and of course do you think that a judge would find in my favour if I had to go to court