Hello, welcome to the website. My name is Tony, I can assist you with this.
Have they issued possession proceedings against you at all?
And does this clear the entire arrears?
Then I cannot see any court making a possession order against you. They are supposed to suspend possess orders on terms, which means paying the arrears off over a reasonable period of time. If you can pay it off over the remaining term with this lump sum now, I expect you will be absolutely fine.
Yes, you can do this yourself, without lawyers.
How long would what take?
Has the court made a possession order against you, or is it just going to hold a hearing to consider making an order for possession?
You could make an application to the court and it would hear it within days - probably 4/5 days.
To do it yourself - £80 application fee.
To avoid a possession order or get a suspended order - pretty good.
Thank you too.
It's rare the court will order possession if you can pay it off over the term of the mortgage, so don't worry too much.
Good luck to you though, I hope all is okay.