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Not sure what you mean that we should be able to extend the lease for free the paper would have to be done and it's not going to be done for nothing I agree it be cheaper if the four of us went ahead
What premium are you talking about why would we have to pay for one and the extension premium not sure about that never heard of that before
So you think the mortgage company will not give lend any money if the lease is so short even though we own the property