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Hi my name is XXXXX XXXXX fire started in one bedroom of my house. when the fire service arrived two officers went in and after 20 minutes came out and said the fire is out and your gas fire was the culprit. while standing outside the property and talking to the officers i realised there was smoke coming out of the alley way ( i live in a terrace property ). the fire travelled through the joint alleyway and into the neighbours house. Their room was being used for alot of storage so they suffered more damage then i did. An investigating officer was called and after 8 hours he took some wiring because the fire place was still in its original place so he ruled that out stating the fire was caused by an electrical fault.I requested a copy of the report from FRS and it said the fire was accidental and the cause was electrical appliance but their was no appliances in the room and i have an rcd trip fuse box, I had an electrical engineer test everything and the fuse box was in working order. Am i responsible for my neighbours damage as i had no insurance and neither did they.
they said the wiring was under the floor boards but what about the fact that it passed through a party item the report said that the fire was on for about two hours before it had surfaced because of fire resistant material. would that help.