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Do you own any other assets please?
Ok - if the house is repossessed then the debt is still owing.
You could become bankrupt and walk away and after 12 months you are discharged.
There is a cost of this though which I think is about £200 plus the Official Receivers deposit
But if you don't own any assets then bankruptcy is certainly an option which means you would be free after a year to rebuild your life.
Can I clarify anything for you about this today please?
No, you are alone in this.
But for the house, you are likely to lose it
Any debt your husband would also be jointly responsible for
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