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UKSolicitorJA
UKSolicitorJA, Solicitor
Category: Property Law
Satisfied Customers: 4312
Experience:  English solicitor with over 12 years experience
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i SHARE A COMMUNAL GARDEN WITH 6 OTHER PROPERTIES. WE HAVE

Customer Question

i SHARE A COMMUNAL GARDEN WITH 6 OTHER PROPERTIES. WE HAVE A RIVERBANK ON THE EDGE OF THE GARDEN,ARE WE REQUIRED TO HAVE A SMALL FENCE/GATE TO STOP CHILDREN GOING TO NEAR THE WATEREDGE? DO WE NEED TO GET ANY PUBLIC LIABILITY INSURANCE IN CASE SOME PERSON COMES INTO THE GARDEN (NOT INVITED PERHAPS) DROWNS OR IS INJURED?
Submitted: 2 years ago.
Category: Property Law
Expert:  UKSolicitorJA replied 2 years ago.
Hello,
There is no legal requirement to have a gate or to hold public liability insurance but it may be a good idea to have both as this will minimise the risk of any claim being made against yourselves and in the event of such a claim being made, you will be covered by the insurance.
You should discuss your specific requirements with the insurer to ensure you have the correct insurance.
Under the Occupiers Liability Acts of 1957 and 1984, occupiers of properties are generally liable to both visitors and trespassers for injuries or accidents occurring on their premises. You can read more about this here:
http://www.findlaw.co.uk/law/accidents_and_injuries/accident_claims/500043.html
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