Hello my name is ***** ***** I will help you with this.
The neighbour is
Unless it is considered an Act of God and then you would claim off your insurance.
But generally your neighbour would be liable
Can I clarify anything for you about this today please?
My neighbour has paid £75.00 excess the cost of replacing the damaged windscreen but has not paid for the cost of the repair of the damaged roof.Is she admitting liability.
Yes I think this is so.
Otherwise why would she pay?