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Hello my name is ***** ***** I will help you with this.
Have they provided you with a detailed work breakdown of the £728 claimed?
They sent this:
With regards ***** ***** breakdown of the costs, our legal costs cover:
The administration charges on this account are placed by our client for the additional reminder served and also the time incurred to refer this matter to a third party and in this instance SLC Solicitors.
The administration fees incurred by our client relates to several different aspects of chasing a late payment. The charges in this case include, reviewing your account, sending out a reminders, postage, noting of the accounts, administration to process this documentation. They then review the account again to check if payment has been received, and if not they put together a file including, statements, copy invoices, summary of rights and obligation which is then forwarded to ourselves, where they have continual regular work and updates with us throughout the length of time the file is open.
The reason in which our clients chase late payments is because they have to follow the lease. The lease states a due date and all payments should be received by this date. An invoice is sent to you around 4 weeks prior to this due date giving lessees time to pay.
I will place the file on hold until 23rd March 2015 to enable you to get legal advice on this. Please get back to me within this time.
thanks for going offline....:(
It may show I am offline when I switch screens to check my email
Yes but have they provided a work detail print? To show what work has been done and which piece of work and charge etc?
No, thats what I asked for but they said they weren't obliged to provide that
If you are required to pay it then you are entitled to see it
If not then you can ask them to commence proceedings and you can invite the court to detail assess the costs
The Judge can go through line by line and see how much time they have spent on each piece of work
The buzz word at the moment is reasonable and proportionate.
Can I clarify anything for you about this today please?
But by going to court, doesn't that mean I will have a CCJ against my name. I can't afford this as I am trying to apply for a mortgage this year
No, if you pay a CCJ within 28 days its cancelled and wont show
You are not saying you don't owe it, you are asking the Court to assess costs thats it
So what is my next move?
Ask them for a detailed print otherwise you will invite the Court to assess their costs by detailed assessment
ok great. Many thanks
Can I clarify anything else for you today?
What do you anticipate their response to be?
Their response is likely to be we will go to Court then.
But do not be bullied, you are entitled to have the costs assessed and see what time they have spent on what work
Am I likely to incur additional costs this way or do you think the court will reduce the fees in my favour?
If the Court rules in your favour then no
If the Court rules against you there will be some more limited costs
Generally fees would be reduced by about 20%
How long will this usually drag on for and will it stop me from selling my flat and applying for another mortgage?
It can take 6 months to get to Court. It should not stop you selling etc.
Of course you could pay under protest and sue for a return of the disputed sum
Does that help?
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