January 2010 and I have £5800 which has covered the 6 months rent we stayed there besides they held our deposit of £900
Yes I attended the court hearing but without a lawyer, the landlord`s lawyer was in attendance and they claimed that we abandoned the property eventhough there were clear evidence taht they changed the locks to the house whilst we are still moving. It was indeed a very horrific /humiliating and to say the gross injustice I have seen in my life time.
No I was not aware that it was a CCJ, I was meant to believe it was a dispute between landlord and tenants. I nvere at any point refused to pay my rent rather they were the ones that decided not to cash the cheque we sent to them. Perhaps they were looking for avenue to oppress myself and my family because they could afford to get a lawyer.
Yes the fact that I have paid up to £5800 out of the £11700 I was asked to pay in January 2010. I have cleared my conscience that I paid the 6 months rent we stayed in someone property .
The issue is that it is completey unfair for me to continue to pay the money when it evidenced that we were out of the property in June and someone was living there in July.
I have cancelled the payment plan and cant pay any more.....it total robbery
It is clearly evidenced that UK legal systems is not different from developing world where what we get is dependent on whether you can afford a good lawyer or not.
Anyway, I am not here to weep sentiment but to seek a legal redressor way of addressing the issue in another way.
I am not asking for an appeal on this occasion anyway but plan to court to court because I do not intend to make further payment.
What happened now that I have stopped further payment... they have involved debt collector which I have already told them the true situation and they are looking into it. The debt collector agreed that I cant not be made to pay for months I was whilst someone was occupying the property.
Does that mean by January 2016 the CCJ will no longer affect me when I apply for credit facility eventhough I have stopped paying since January 2015?
Please what do you by 6 years of last payment to enforce it?
Thanks so much for your time, it has been very helpful.