Hello my name is ***** ***** I will help you with this.
Did they do inspections or aware of the damage?
And you can do that? Have you had a survey?
Ok - then they are liable if they were aware of the risk or potential risk.
If they did not know or aware then they wont be liable.
But if they knew or had been warned, the damaged was caused by the tree then they are liable in the law of negligence
Can I clarify anything for you about this today please?
Yes. That is why they have been negligent
Does that clarify?
You can claim through that and then the insurers can deal with the Council.
Or you can deal with the Council direct, sue for negligence and loss/damage.