to be honest i knew that,i have a photocopy of the original form and obviously its my signature thats been forged and my estranged wife has admitted to it.it reduced the mortgage payments down from £500 to £101 a month for 2 years,it goes up to the full £500 again in december,shes left the matromonial home and ive been paying it at the lower rate.
how would i show a loss in a civil claim,and to report it to the police what do i do just walk into local police station with the photocopy?
whats the likely outcome if it is proved as fraud? does she get a fine or what?
could do with a bit more substance to the answer if im honest.
ok if you could let me know what more information you need i will provide you with them so as i can get an idea of what to do,iam going to suffer a loss soon as the mortgage payments go back up.
because its been intrest only for 2 years basically the mortgage amount has not come down for 2 years,leaving me a further 2 years to keep paying.
let me know.can i call you at an office?during the day time.
iam based in remote scottish highlands so its difficult to get to a solicitor.
i wasnt responsible for the houshold payments my wife was,she had told me the mortgage was £500 a month,it was only after she left me and i rang the mortgage company to pay that i discoverd the reduced rate.so i wouldnt of noticed she was paying £400 a month less as she had full control of all the bank accounts,i trusted her and assumed she was paying the bills,this is just one of many debts shes left me with.
i will talk with santander about what the knock on effects are of the 2 year drop,then this will make it a bit clearer to see what damages if suffered.