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It was a financial adviser that gave me the answer.
My Wife was with me as She booked the appointment.
The Company was well aware that my Wife had bought the house previous to my marriage as they conveyed the deeds and are also helped my Wife with Her mortgage.
This is a big company with an office in Ellon and I feel aggrieved that the information was incorrect as we did book an appointment to discuss my name on the house deeds. They must have known that the person we dealt with `knew His stuff`.