I was sequestrated 1991
Accounts showed ordinary creditors of £ 72,764.64
June 1993 I received a the sum of £30.000 followed by a further £10.000
the Permanent Trustee retained £1.500 as a provisional figure to cover closing procedure costs.
Many months passed due to illness before I started to ask about the discharge.
My solicitor obtained copies of files lodged by the firm of accountants in the National Archives of Scotland. Copy of Edinburgh Gazette 12th March 1993
showing I quote (The Lord Ordinary by interlocutor dated 14th Jan 1993 appointed all parties claiming interest within 14 days of intimation hereof.)
No copy of creditors
No copy of closing accounts in archives.
Bank statement obtained from the Bank Deposit Account used by Trustee show that all payments to creditors was made by April 92.
I can only identify one creditor.
The account was closed March of 94.
A further £15 was removed over a period of 14 months after recall.
Many letters were passed to the company concerned no help given.
We approached ICAS they would not act. as the passage of time.
Financial Ombudsman advise to get information from firm concerned.
but did order the bank to give us statement these do not identify who payments were made to.
We asked Trustee and got no help..
We asked about creditors no information received.
they say they have no more information than I have.
My accountants identify large sums still owing plus interest.
What action would you advise?