Sorry I'm still typing my question out, if you could bear with me a moment...
From about 1989 to 2003 I was a contract computer programmer.
Rates were good & it was a comfortable living.
Sadly a couple of factors (foreign contractors, falling number of customers) led to more or less the end for the sort of contracting I did,
I was approached by a guy I had known from University who had a company in the US.
The deal was to design and make a pipeline inspection camera which he would then sell.
It took longer than I thought and I borrowed money from two of my friends who were still contracting.
There was no written agreement, it was just understood that I would pay them back as & when possible.
Sadly, my 'friend' in the US decided to stiff me by taking my design and making it himself. Of course, I had nothing written down and in any case the market moved on shortly thereafter and the design (as it was) became useless to him.
That was back in 2004 - 2005.
Neither of my friends has asked me for any money back until about a month ago when one of them contacted me to ask if he could put a charging order on my property for the debt ( about £30,000).
I'm not at all happy with the thought that he could sell my home out from under me for what is an unsecured debt.
The guy that wants the charging order got me to sign a piece of paper to say that I owed him the money but that might have been over 5 years ago.
Thanks for that.
I'll need to check when I signed that admission of debt.
I'm happy to close this question.
How can I contact you again via Just Answer if I need to open a new question?