How JustAnswer Works:

  • Ask an Expert
    Experts are full of valuable knowledge and are ready to help with any question. Credentials confirmed by a Fortune 500 verification firm.
  • Get a Professional Answer
    Via email, text message, or notification as you wait on our site.
    Ask follow up questions if you need to.
  • 100% Satisfaction Guarantee
    Rate the answer you receive.

Ask JGM Your Own Question

JGM
JGM, Solicitor
Category: Scots Law
Satisfied Customers: 10102
Experience:  30 years as a practising solicitor.
31090051
Type Your Scots Law Question Here...
JGM is online now

I have a financial agrreement with my ex husband and live in

Customer Question

I have a financial agrreement with my ex husband and live in the matrimonial home until sold, solely paying the mortgage myself.He has remarried and clearly what was agreed does not now suit him and is trying to force me to lower house price.
I had the option in the agreement to take over mortgage but have been unable to do this due to changes in lending criteria .
Being a repayment mortgage balance is reducing all the time I feel scared that if he can force price down to cover just the debt that all the money i have been paying on the morgage will be lost and i will have nothing to even help me put a deposit on for myself and my ten year old son .My current solicitor is dissmissive and cant give me answers .
Submitted: 1 year ago.
Category: Scots Law
Expert:  JGM replied 1 year ago.
Thank you for your question.
Is there a written Minute of Agreement?
What is the PRECISE wording as regards ***** ***** of the house?
Customer: replied 1 year ago.

i have tried to download document but it wont let me

Customer: replied 1 year ago.

sorry it is two pages dont know if any can be read

Customer: replied 1 year ago.

i have sent wrong document

Expert:  JGM replied 1 year ago.
I've looked at the pages you kindly sent. You have entered into an agreement that says that a reasonable offer is deemed to be one which repays the borrowing and some credit card accounts as I understand it. I managed to read page 3 of the Minute of Agreement but not the next page?
Is my understanding correct?
Customer: replied 1 year ago.

yes but my concern is as i solely pay mortgage myself and all debt which is coming down all the time the house is worth 200,000 say there was 100,000 left and that offer was made on the house would i have to accept that ?? cant i argue it is not a reasonable or fair offer.

Expert:  JGM replied 1 year ago.
What is a reasonable offer is defined as an offer sufficient to repay the debts narrate in the agreement so yes you could be in that position. I don't like these clauses in Minutes of Agreement and I don't think the lawyers should have drafted such a clause but it's there I'm afraid and you are bound by it.

What Customers are Saying:

 
 
 
  • Thank you so much for your help. Your answers were really useful and came back so quickly. Great! Maggie
< Previous | Next >
  • Thank you so much for your help. Your answers were really useful and came back so quickly. Great! Maggie
  • A quick response, a succinct and helpful answer in simple English. I believe I can now confront the counter party with confidence -- worth the 30 bucks! Rick
  • Wonderful service, prompt, efficient, and accurate. Couldn't have asked for more. I cannot thank you enough for your help. Mary C.
  • This expert is wonderful. They truly know what they are talking about, and they actually care about you. They really helped put my nerves at ease. Thank you so much!!!! Alex
  • Thank you for all your help. It is nice to know that this service is here for people like myself, who need answers fast and are not sure who to consult. GP
  • I couldn't be more satisfied! This is the site I will always come to when I need a second opinion. Justin
  • Just let me say that this encounter has been entirely professional and most helpful. I liked that I could ask additional questions and get answered in a very short turn around. Esther
 
 
 

Meet The Experts:

 
 
 
  • Ben Jones

    Ben Jones

    UK Lawyer

    Satisfied Customers:

    4
    Qualified Solicitor - Please start your question with 'For Ben Jones'
< Last | Next >
  • http://ww2.justanswer.com/uploads/BE/benjones/2015-12-1_0437_ennew.64x64.jpg Ben Jones's Avatar

    Ben Jones

    UK Lawyer

    Satisfied Customers:

    4
    Qualified Solicitor - Please start your question with 'For Ben Jones'
  • http://ww2.justanswer.com/uploads/MS/MsAM/2012-6-9_16426_anna.64x64.jpeg Anna's Avatar

    Anna

    Teacher, writer, biologist

    Satisfied Customers:

    270
    Great research skills, variety of work experiences, teaching experience.
  • http://ww2.justanswer.com/uploads/PD/pdheslin/2012-6-6_232056_pambig.64x64.jpg pdheslin's Avatar

    pdheslin

    Consultant

    Satisfied Customers:

    51
    20+ years of internet site creation and search engine optimization. Dozens of search tools at my disposal.
  • http://ww2.justanswer.com/uploads/BL/blueflowers1063/2013-10-10_35834_KimHolidays1.64x64.jpg Kim D.'s Avatar

    Kim D.

    Consultant

    Satisfied Customers:

    27
    Researcher 20+yrs in small and large institutions
  • http://ww2.justanswer.com/uploads/NU/nursescare4u/2013-3-31_03429_JApic.64x64.jpg findinganswers's Avatar

    findinganswers

    Internet Researcher

    Satisfied Customers:

    22
    Internet Researcher, Nurse for over 17 years, and can find answers for you!
  • http://ww2.justanswer.com/uploads/PR/ProMBA/2012-6-7_154051_beach.64x64.jpg ProMBA's Avatar

    ProMBA

    Internet Researcher

    Satisfied Customers:

    3
    I'm an owner of three businesses, with both undergraduate and graduate business degrees from top tier universities.