Thanks for your question. Open decree means decree for the whole amount outstanding with no time to pay allowed. I hope that helps. Please leave a positive rating so that I am credited for my time.
If decree has been granted, and you haven't already asked for time to pay, you can apply to the court for time to pay. You should be able to download the appropriate form at www.scotcourts.gov.uk
Do you mean declined by the court or do you mean refused by the creditor. If the latter then you attend the hearing and put your case to the court. Generally, if the debt can be repaid in a year then the court will grant the application. If the court has refused your application already and has granted open decree I'm not sure what the hearing is you're referring to.
Yes, you can o strict a solicitor to appear for you at the time to pay hearing and put your proposal to the court.
You're welcome. I will be here for you if you need any further help.