Hi.Before I answer this, I have to tell you that this site has nothing to do with HM Revenue & Customs and have no access to your tax file, though we do answer questions from taxpayers. In light of that, do you still want me to give you an answer? If so, would you let me know what sources of income you have and how much you receive pre-tax from each please. How long ago did your state pension start? Can you tell me what is in the tax code in terms of allowances and benefits.