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There are times when it takes longer than usual for company bank accounts to become operational because of credit checks etc.
In those circumstances it is possible to use personal bank account as a stop gap solution (a very short term solution). You should document the arrangement in a board meeting and minute the agreement. This would alleviate any issues with HMRC in the future. You should transfer those funds from the director's account into company bank account as soon as the company account is opened.
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