No payments were made gross
OK - 2 supplementary questions then - what about the payments I declared & paid tax on in the previous tax year (2011-12) & what would happen if by some miracle the IFA shows up & pays me back some or all of the principal? Would I amend the declaration next year??
A great help thank you - will rate you shortly! - would you suggest advising HMRC what I am doing overall (for last year & this year too)