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Yes we made seperate returns because I was self employed for a period. But no longer . merely pensions and div. incopme. Theoretically my wife has £10,ooo of allowances. Cant I access these somehow to reduce my tax burden ?
I do not think I am asking the right questions.It is not a question of making seperate returns it is a question of trying to reduce tax. My wife is 84, I am 83, we have pensions annuities declining dividend income. She at the moment has £10,000 of unused allowances. Can we somehow use these.
years ago we were bringing up a family the wife did not work we were assessed together. can we go back to that ? would it save us tax ?