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I purchased for £260,000 in August 2011 and my property is under offer for £359,950 and I will be paying off the mortgage upon sale. All payments are up to date and no arrears have accrued.
Just one point, I think 1% of £99,950 is £999.50 not £9,950! (I suspect a typographical error) but am very happy with the CGT I nfo you gave me.