Thanks for your response
The fact you are an employee is not in dispute, and as a shareholder and/or director you are entitled to salary and dividends - as are directors on the company, so that is not an issue either.
I agree 100% that you are an employee, however you should have been declaring to HMRC the income that was over and above the payslipped salary - as you have not suffered any tax, and should have. I am trying to establish why your employment contract states salary of £4000 a month, and then this actually been paid (according to you) as just £625 salary and the rest as dividends, so, as this is not what the employment contract was suggesting. I am just trying to establish whether this queried by you with the company, as surely when you received the first payment, and this did not tally with the payslip you asked after this fact?
Self Assessment is also for employees (its not just for the self employed, which is what you appear to think) Aone who receives more than just a salary (for which you fall into this category) or other incomes along with salary - such as rental income, investment income etc (which does not appear to apply to you)has to complete an annual tax return, so that HMRC can review a total income position, and despite the fact you wanted to make a mortgage application, you should have been completing self assessment from the time this arrangement began.
And as you are now late with doing this for each tax year since this employment began. this needs to be rectified.
I can also advise this is NOT the accountants or the company's fault - this is down to you to have been advising HMRC (through the completion of self assessment tax returns) a full declaration of your income so any further tax (due to the fact you ARE a higher rate taxpayer) was calculated and paid over to HMRC
If you wish to discuss this further, and if it would help, Just Answer offers additional services. So, if you would like to discuss this on the telephone, (I am based in the UK) then I have sent an additional services request, which you can either accept, and call me, OR reject the request and I am happy to continue to communicate through this medium.
I am still happy to advise an approx. figure of what you owe HMRC, but would need the figures requested in my previous response