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Hi.If your ex-husband has been receiving a monthly income from his pensions for the last 10 years, it is highly improable that he will be able to cash them in as his funds would have been used to buy him annuities at the time. In effect, he has spent his pension funds on providing himself with a monthly income. I am sure that the pension payers will confirm that if he contacts them. Take a look under the heading "What if I have already taken a pension income?" here.If, however, he has been taking irregular sums from his pensions under a drawdown arrangement as opposed to buying an annuity which I doubt then he may be able to withdraw the balances so long as he has a guaranteed source of income on which to live, ie pension income (including state pension) of at least £12,000 per annum. The level was £20,000 per annum and the new level only applied for new drawdown applicants from 27 March 2014. The minimum income requirement will be removed completely from April 2015. Earnings do not count as a guaranteed source for this purpose.The new options for pension are outlined here, here and here.The new pension rules being introduced by the government with effect from April 2015 will allow lump sums to be paid out of annuities but only if the annuitant or pensioner agrees to this at the outset but I doubt your ex-husband had that option 10 years ago.I hope this helps but let me know if you have any further questions.