Unfortunately my friend needs to get a mortgage, so therefore he gets the 75% of purchase from a mortgagee and I leave the 25% in as the deposit.
From the mortgage point of view they will see it as one transaction with the deposit either coming from a "third party" or directly from me, pre sale.
We will definitely have something drawn up from a solicitor and put on the land title spelling this out
so to keep it simple
If I bought for 100 sell for 150 but loan 50 towards the purchase and document 25% still belongs to me, will I still have a gain at the time of sale?