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Hi Tony,When I asked the question I understood from the web page it was going to be answered by http://www.justanswer.co.uk/tax/expert-samtax/
I can see you have great success in answering tax questions, but can you outline your accountancy qualifications (which I can't see on your profile)?
I've got 35 years experiece in tax and over £7,700 accepted answers here. There is nothing complicated about your question? Did you specifically ask for Sam? It doesn't appear that way as it would say if you did. If you did, I'm happy to opt out. I took my tax exams nearly 25 years ago but I don't have the letters after my name as I didn't become a member of the professional organisation. I didn't do the exam to join a club. Many qualified accountants have little tax knowledge though Sam isn't one of them.Let me know how you wish me to proceed. I have my answer ready.
I'm still learning how this system works...the site implied she was going to answer it (had her profile up as "wanting to answer my question"). But as long as you can provide the HMRC links/references for your answer then I'll accept it (otherwise I'd be worried in an audit I'd have to say to an HMRC officer "Well on a website I found, TonyTax said...").
FYI I will be out for rest of day.
OK, thanks. The message was a default. You got Sam. It could have been myself or another expert. I'll post my answer in a bit.
Can you help me understand why this doesn't constitute salary (and therefore not have to be reported via PAYE RTI)? It seems really arbitrary that the same money can go into a pension pot labelled as an "employee contribution" and be subject to NI; or go in as an "employer contribution" and not be subject to NI. Why wouldn't companies pay into all employees pensions via "employer contribution" (the saved NI being able to increase the contribution)?
Finally, where is the specific HMRC page that says employer pension contributions are dealt with this way (treated as an expense not salary)?
Thank you for your help.