I recently received a small refund from m&s for ppi. it was for £1,995 .tax of approx. £200 was deducted by the company before sending my settlement.i am a pensioner. and don't pay tax as my income is very low.can you tell me what form I need as after a very lengthy wait on the phone to tax office who promised to send said form out, ive heard nothing. can you help me please, its a lot of money to me ,thank you sue XXXX
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