Thanks for your prompt reply. Good news regarding the SDLT - The mortgage arrangement fee was not offset for tax purposes so will deduct that - thanks for confirming... Yes I am taking out a mortgage in my own name and using it to repay my Mums mortgage... So to be clear, if I get 2 agents around to give their valuation as long as I don't ask them to be deliberately low (which I wouldn't dream of doing!) that will be accepted instead of the valuation done by my mortgage company???
Are there any other expenses/costs I can use to reduce the gain aside from home improvements and buying/selling costs??? Thanks!