Are they bank bonds? Was tax deducted at source from the interest?
It sounds like a single premium investment bond. Did you make a single investment? If so, how much was that and was it made in 2006?
I have to go out for a while. I'll be back to deal with the bond question a bit later today.
Have you only ever taken out £417.00 per month
If the bond is a UK one, you have been taking out 5% of the original investment per policy year. With this type of bind, you are allowed to take out 5% per annum tax free as you are treated as taking back the capital, not the capital growth. If you exceeded £5,000 per annum, you would have been issued with a chargeable event certificate by Norwich Union for that policy year. Assuming the bond is a UK bond, not an offshore one, that you are a basic rate taxpayer and have been since 2006 and you have only ever drawn £417.00 per month, you don't need to declare the withdrawals in your tax returns. Call Norwich Union and ask them to confirm that:
1 the bond is a UK bond, not an offshore one,
2 you are a basic rate taxpayer and have been since 2006 and
3 you have only ever drawn £417.00 per month since it started and that there have been no chargeable events.
I hope this helps but let me know if you have any further questions.