Thank you for your question.
Please advise what tax code has been applied to pensions you receive.
Is your total income £35,000?
Thank you for your reply.
State pension is taxable although one receives it tax free.
Your total income is above your personal allowance and it appears your other pensions are covered by your personal allowance before adding pension from your late husband's pension. Any additional income is attracting tax at basic rate as your total income is within the threshold of basic rate tax of 20%.
Tax code BR stands for tax at basic rate.
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