Hello Christine, I am Keith, one of the experts on Just Answer, and pleased to be able to help you with your question.
As a director any emoluments paid to you must be made under PAYE arrangements as director is an employee per se. As these moneys have not actually been made, but placed in a directors' loan account no tax is due and none should be declared on your self assessment tax return. You should thus have a lower income and a better entitlement to tax credits.
I do hope that you have found my reply of assistance.