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Hello, I am Keith, one of the experts on Just Answer, and pleased to be able to help you with your question.
I do not think this is a particularly good idea. If you buy the property in joint names then on disposal the liability on the gain would be split 50/50 and you would both be entitled to an Annual Exempt Amount (AEA), currently 11.3K. If you lived in the house before or after the letting period you would also be entitled to Letting Relief (LR) up to 40K each. Mortgages do not come into the Capital Gains Tax (CGT) equation at all. Whether you avoid Stamp Duty Land Tax (SDLT) is questionable as gifts count as a disposal and aggregated with the purchase price.
I do hope that I have given you some food for thought.
Thank you for your support.