How JustAnswer Works:

  • Ask an Expert
    Experts are full of valuable knowledge and are ready to help with any question. Credentials confirmed by a Fortune 500 verification firm.
  • Get a Professional Answer
    Via email, text message, or notification as you wait on our site.
    Ask follow up questions if you need to.
  • 100% Satisfaction Guarantee
    Rate the answer you receive.

Ask JGM Your Own Question

JGM
JGM, Solicitor
Category: Traffic Law
Satisfied Customers: 10105
Experience:  30 years as a practising solicitor.
31090051
Type Your Traffic Law Question Here...
JGM is online now

HiI was in a incident in April 2009 where it was slow moving

Customer Question

Hi

I was in a incident in April 2009 where it was slow moving traffic and a car bumped into me from behind and I gently hit the car in front. There was no damage and no injuries.

We exchanged contact no.s and names and then a week or two later I received a phonecall to say that 2 ppl were injured when there was only 1 person in the car and there was damage to the car when there was clearly no damage.

I also insured my car earlier that evening and this guy gave a random time, which now means my insurers wont cover me.
In the mean while I have written many letters back and forth telling them this guy is a fraud and over exaggerated the incident and claim.They have invoiced me for £11000+

I have recieved a letter saying that they have medical bills to prove the injury via the MIB and this amoutn has been paid out and they need to recover from me.

I was initially advised that after 3 years they are not able to claim from me, but the letters have not stopped and don't know how to handle this any further.

My fault was that we didnt call the police at the time of the incident and neither took pictures but since nothing really happened , it didnt occur to me that soemthing liekt his could have got so out of hand.

Please advise.
Submitted: 3 years ago.
Category: Traffic Law
Expert:  JGM replied 3 years ago.
If the case has not been raised in court within 3 years then the third party has no claim against you as it is time barred.
Customer: replied 3 years ago.

Hi


 


Well the MIB has passed onto a solicitor to claim the money and have asked for my incomings and outgoings to set up a payment plan.


 


What do you suggest that I write to them in response to this?


 


Pls advise


Regards

Expert:  JGM replied 3 years ago.
Did the MIB settle with the so called injured party within the three years?
Customer: replied 3 years ago.

yes they did

Customer: replied 3 years ago.

yes, MIB settled this within the 3 yrs, where does this leave me?


 


 

Customer: replied 3 years ago.
Awaiting reply... Pls advise
Expert:  JGM replied 3 years ago.
The MIB have a right of relief against you which is not time barred. You will have to negotiate a settlement with them, or alternatively dispute their claim if they ought not to have conceded liability for the accident.

From your initial narrative this was a slight collision which did not cause injury and in any event you were shunted from the car behind you. That being the case you should see a solicitor with a view to challenging the MIB claim.

Sorry for the delay in coming back to you. I have had connection issues.

What Customers are Saying:

 
 
 
  • Thank you so much for your help. Your answers were really useful and came back so quickly. Great! Maggie
< Previous | Next >
  • Thank you so much for your help. Your answers were really useful and came back so quickly. Great! Maggie
  • A quick response, a succinct and helpful answer in simple English. I believe I can now confront the counter party with confidence -- worth the 30 bucks! Rick
  • Wonderful service, prompt, efficient, and accurate. Couldn't have asked for more. I cannot thank you enough for your help. Mary C.
  • This expert is wonderful. They truly know what they are talking about, and they actually care about you. They really helped put my nerves at ease. Thank you so much!!!! Alex
  • Thank you for all your help. It is nice to know that this service is here for people like myself, who need answers fast and are not sure who to consult. GP
  • I couldn't be more satisfied! This is the site I will always come to when I need a second opinion. Justin
  • Just let me say that this encounter has been entirely professional and most helpful. I liked that I could ask additional questions and get answered in a very short turn around. Esther
 
 
 

Meet The Experts:

 
 
 
  • Jo C.

    Jo C.

    Barrister

    Satisfied Customers:

    3044
    Over 5 years in practice.
< Last | Next >
  • http://ww2.justanswer.com/uploads/EM/emus/2015-7-7_192327_bigstockportraitofconfidentfemale.64x64.jpg Jo C.'s Avatar

    Jo C.

    Barrister

    Satisfied Customers:

    3044
    Over 5 years in practice.
  • http://ww2.justanswer.com/uploads/JO/jojobi/2013-3-19_0265_maxlowryphoto.64x64.jpg Max Lowry's Avatar

    Max Lowry

    Solicitor

    Satisfied Customers:

    6
    LLB, 10 years post qualification experience
  • http://ww2.justanswer.com/uploads/KA/Kasare/kasare.64x64.jpg Kasare's Avatar

    Kasare

    Solicitor

    Satisfied Customers:

    1
    Solicitor, 10 yrs plus experience in civil litigation, employment and family law.
  • http://ww2.justanswer.com/uploads/OS/osh/2015-7-7_19268_gettyimagesb.64x64.jpg Joshua's Avatar

    Joshua

    Lawyer

    Satisfied Customers:

    130
    LL.B (Hons), Higher Prof. Dip. Law & Practice
  • http://ww2.justanswer.com/uploads/LI/li/2014-12-19_134845_lexughes.64x64.jpg Alice H's Avatar

    Alice H

    Solicitor/Partner

    Satisfied Customers:

    80
    Partner in national law firm
  • /img/opt/shirt.png LondonlawyerJ's Avatar

    LondonlawyerJ

    Advocate

    Satisfied Customers:

    12
    I am a solicitor with particular expertise in road traffic law.