The scheme in question requires you to have a mobile phone in the first place, an e-mail address, a bank account and credit card, many older people do not have IT facilities or debit or credit cards in order to keep out of debt and they certainly would not want to give details of their bank account to a third party even if they had one
Many elderly people are unable to deal with modern technology, and would be unable to either see or understand a mobile phone. It is a fact that arthritis gets in your joints as you get older that is why many elderly people struggle to turn taps. jars etc so wouldn't be able to manage the small digits on a mobile phone. Surely they must be a section of the population who are being discriminated against?