how not to receive penalty points and a fine for driving without insurance.
the driver was told that the vehicle was insured by his employer, he did not knowingly break the law but now it appears that he has done so. he is a driver by profession and the points from this would potentially result in him losing his licence.
Obviously he is very concerned
the employer told him that the vehicle was insured for any driver this was not evidenced in writting and it now appears that it was only insured for the emplyer himself to drive.
who? the driver? yes he has but he only has 3rd party insurance on this own vehicle
yes, the driver has always kept his own car insured
unless there is some loophole that im not aware of my expectation is that he has no defense for using his mobile phone whilst driving - even if he was answering his employers call