Hello my name is ***** ***** I will help you.
Does she have any previous?
It's possible depending the accident may be charge PhD with careless driving which is points and fine and will be charged with fail to too and report and driving otherwise in accordance with a licence. These also attract points.
She is probably looking at about 6 points and a fine.
As to the damage the insurance will probably refuse to pay out and that means she would be personally liable for any damage and personal injury claim.
Can I clarify anything for you about this today please?
Charged with careless - that's auto correct for you!
Fail to report for sure and otherwise in accordance with a licence. Careless depending on the circumstances.
She is required to have someone in the car when she is driving and L plates. If she didn't not have someone supervising her that is an offence.
Does that clarify? Alex