If ever there is a court hearing and you do not attend, even though you may send something in writing, it will nearly always go against you which is what happened here.
I am not surprised the lender got the order although if you were bankrupt, they could have had this before.
What does this mean?
They get the property back by 7 October and you owe GBP395,000.
As you haven’t got that money, and as you have been discharged from bankruptcy, then they could pursue you to bankruptcy again!
However if that property was included in your list of assets for the bankruptcy, it’s unlikely they would be able to pursue a bankruptcy order quite simply because the debt was extinguished in your previous bankruptcy.
What I think is happened here is that the idiot solicitors have simply gone ahead with the application for possession and for the debt without realising that the property was actually vested in the trustee in bankruptcy and it’s the trustee in bankruptcy they should have been dealing with.
Basically, the court order is defective although it’s not really worth arguing the toss unless they try to make you bankrupt again.
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