If the creditor agrees, that you can put a legal charge against the property but if there is an existing lender they may have a restriction preventing that. You would need to look at the title deeds charges register.
You can get the title deed and the plan quickly and easily by using this link:
and you will have to pay 3 pounds for the title deed and 3 pounds for the plan.
You will then have them in minutes if not seconds.
Otherwise it’s a case of going to court and getting a County Court judgement and then making a further application for a charging order and that will get registered against the property anyway.
The process is relatively straightforward although you want it done properly, it is a job for a local solicitor. They shouldn’t charge more than a few hundred pounds because of the amount of money involved here, I would suggest you go down that route.
I’m afraid that we are specifically not allowed to take instructions from here.
If the site were to be a source of potential clients, we would no longer be independent because we would have an interest in pursuing litigation. With no interest in pursuing litigation, we can be really objective with our view is to whether something has a good chance or a limited chance of success.
In any event, for logistical reasons you would be better using a local solicitor .
I am glad to help.
Hopefully, I have answered your query in a way that is simple and easy to understand.
I would be more than happy to clarify anything else for you. In the meantime, thank you once again for using our services.
I am happy to answer any specific points arising from this.
Please be aware that my answer is based strictly upon the information you have given me.
If you still need any points clarifying, I will be happy to reply because the thread does not close. In fact, it remains open indefinitely.
I am always happy to answer any further questions you have on any new thread in which case, please start your question with, “ For FES only”.
That only applies to new threads, not this one. You have me exclusively on this one.