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the company is Suncor Energy. The insurer Sun Life Financial. I was classified permanently disabled in '94. my illness "classic paranoid schytsiphenia" I lived with family through out my illness. I followed all reqirements of insurer. 2 years ago, I got "my voice" and said no to family abuse, financial,emotional. I had to leave the home.could not afford to live in fort mcmurray, or alberta. asked sun life if I could move to mexico, they said yes, received in writing. I have been quite taken abuse from all pretty much all my life. now I am saying no more. I asked sunlife for copy of agreement, they said ask employer, spoke to lynn Robertson at suncor, tried to keep my information to myself, she was evasive.i saw a link, can not find now, where a copy of a contract must be provided when asked for, she said people on holiday will take time, then sent e-mail saying basically no COLA cost of living adjustment. I said thanks.i have used credit cards to try to live now I am at a point where what ever happens I feel I was not treated correctly. I do not know by who, the union or company or the insurer for not making basic allowance for cost of living increase. I do get CPP from government and they have made adjustments from the start